Nestled on a sunny corner lot in the heart of Santa Cruz's desirable Banana Belt, this charming Seabright bungalow offers a rare blend of natural beauty & urban convenience. Set beside a tranquil creek & surrounded by lush, mature gardens, the property feels like a private oasis in one of the county's most coveted neighborhoods. Enjoy effortless access to Arana Gulch, Frederick Street Park, the Harbor, & local beaches. Also, a close distance to the vibrant Downtown, perfect for those who appreciate both outdoor adventures & city amenities. The main residence features 2 bedrooms, 2 bathrooms, a dedicated office space, & a cozy sitting area with a gas fireplace & picture windows that bathe the interior in natural light. The kitchen, equipped with granite countertops, opens to a dining area & a large deck ideal for entertaining or simply relaxing while overlooking the serene garden & neighborhood views. In addition there is a ~500 sq ft 1-bed, 1-bath unit perfect for rental income, extended family, or guests. A detached finished room with its own bathroom ideal as a home office, gym, or guest suite. A 200 sq ft studio tucked into the garden & adjacent to the creek. With its curb appeal, versatility, & unbeatable location, this is a truly unique opportunity in Seabright.